An analysis of indexation clauses in housing loans: the case of UVA-linked loans and the Pro.Cre.Ar Plan
Abstract
The introduction of the UVA (indexation system) clause
in the framework of Pro.Cre.Ar housing policy implied a
regressive reform contrary to the mandatory protocols and
obligations imposed by both international human rights
law and the constitutional law of users and consumers.
Given this circumstance, it evaluates the conflictive aspectsof the reform, as well as the role assumed by the Public
Administration, the National Congress, the Judiciary
and civil society in the framework of a problem that transcends
the actors involved in this specific public policy.
